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Reg BI/Form CRS Documents and Disclosures

 

 

529 College Savings Plan: Summary of Fees and Costs

This document summarizes the various fees and costs associated with 529 College Savings Plans.

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Alternative Investments: Summary of Fees and Costs

This document summarizes the various fees and costs associated with various types of Alternative Investments.

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Form ADV Part 2A Disclosure Brochure

United Planners Financial Services publishes the Form ADV-Part 2A Disclosure Brochure to provide investors information about the fee based and managed account options available to you with the firm.  Any conflict of interest which require disclosure are contained within this document, as required by regulation.  Investors will be offered this document annually, and will be notified should there be any material changes.  Investors will obtain a copy of each advisors ADV-Part 2B from their respective advisor, as that document will be specific and applicable to that advisor. 

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Mutual Fund Expense Analyzer

The “Fund Analyzer” is a FINRA tool to help you analyze and compare the cost of owning mutual funds, exchange-traded funds, exchange traded notes, and money market funds. The Fund Analyzer automatically applies a fund’s applicable fees and commonly available discounts. The Fund Analyzer also does the math for you to show how fees and expenses impact the value of a fund(s) over time.
 

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Mutual Funds: Summary of Fees and Costs

This document summarizes the various fees and costs associated with Mutual Funds.

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Relationship Summaries

United Planners has two types of Relationship Summaries to cover different client engagements. These Relationship Summaries provide you a brief explanation to help you understand the different types of engagement you may have with our Financial Professionals (FP), along with an Introduction, a description of the our Services, an overview of Fees, Costs, Conflicts and Standards of Conduct, disclosure of any Disciplinary History and an Additional Information
 
All of our FPs are Registered Representatives (RR) of our Broker-Dealer (BD) to provide commission-based brokerage services.  If our FP provides fee-based advisory services, our FP will be an Investment Advisor Representative (IAR) with our Corporate Investment Advisor (IA) or an IAR with an Independent IA that is not affiliated with United Planners.
 
If your FP is an IAR with our Corporate IA, please reference this Relationship Summary:

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If your FP is an IAR with an Independent IA, please reference this Relationship Summary:

 

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> For the Expanded Version of this Relationship Summary:

 

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Third-Party Payments and Revenue-Sharing Arrangements

United Planners has Strategic Partnerships with various Service Providers who are core to the products & services that our Financial Professionals (Brokers & Advisors) use to service their clients.  Service Providers include but are not limited to mutual fund companies, insurance companies, direct participation companies (real estate investment trusts, oil & gas programs, business development companies, etc.), money managers, custodians and financial technology companies.  Strategic Partners are Service Providers that pay compensation to United Planners through Third-Party Payments and Revenue-Sharing Arrangements.  This compensation is used to support United Planners’ corporate events for marketing, business development and training & education.  This type of marketing, business development, training & education is designed to keep our Financial Professionals well-informed in order to provide quality service to their clients. 

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Variable Annuity Brochure

Variable Annuities are considered complex products, as there are a variety of different features each may offer that can make them unique.  This brochure is intended to inform you of some of the key terms, costs and questions you should consider prior to making any decision to invest. 

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Variable Annuities: Summary of Fees and Costs

This document summarizes the various fees and costs associated with Variable Annuities.

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Variable Life Insurance: Summary of Fees and Costs

This document summarizes the various fees and costs associated with Variable Life Insurance.

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